Mean and standard deviation

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Suppose you invest $10,000 in Long term bonds (mean =.080 and standard deviation .040), how likely is it that you will end up losing $200 for the year?The question is related to “Normal Distribution, calculating z scores”. I know the answer, however need assistance with how to get to the answer, so please provide detailed workings and explanation, along with the answer, so that I could gain complete understanding.

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