Situation for a polynomial

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Would this be considered a polynomial? It is a real life situation for a polynomial and it goes like this:Harold opens a savings account with a 24% interest rate compounded yearly. What is the saving accounts annual percentage yield rounded to the nearest tenth? The polynomial would go like this.(1+0.24-:12)^(12)-1 and yield an answer of .26824179So the APY would be 26.82%, 26.8% when it is rounded to the nearest tenth.

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